The5ers is one of the longest-running names in forex proprietary trading, operating since 2016 — a meaningful track record in an industry where most firms are only a few years old. It runs a multi-program model (the 2-step High Stakes challenge, the 1-step Hyper Growth route, and the slower-paced Bootcamp), with a profit split that starts between 50% and 80% depending on program and can scale toward 100% as you grow an account, with scaling plans advertised up to the multi-million range. Its Trustpilot reputation is among the strongest of any major prop firm. It is not the cheapest or simplest firm to understand — the rules differ noticeably between programs, and the targets and drawdown limits reward disciplined, consistent traders rather than those chasing fast home-run trades. As with every prop firm, the "funded" accounts are simulated/evaluation accounts, not direct access to a personal live brokerage balance.
Best for: The5ers suits disciplined, risk-aware forex and CFD traders who value a firm with a long operating history and a strong payout reputation over rock-bottom challenge fees. The Bootcamp and Hyper Growth routes are approachable for newer-but-serious traders learning to trade within rules, while High Stakes and the scaling plan appeal to consistent performers who want to grow allocation over time. It is less suited to traders who want the absolute cheapest one-step challenge or who need a single, ultra-simple rule set.At a Glance
Pros
- Long track record — operating since 2016, one of the oldest prop firms still active, run by Five Percent Online Ltd (Israel/UK registered)
- Exceptionally strong Trustpilot reputation (around 4.8/5 across tens of thousands of reviews)
- Multiple program routes (High Stakes 2-step, Hyper Growth 1-step, Bootcamp 3-step) so traders can pick a style that fits their risk appetite
- Profit split scales high — starting at 50%–80% depending on program and rising toward 100% through the scaling plan
- Regular bi-weekly payout cycle with a low minimum withdrawal ($150 after split) and multiple payout methods including a 0%-fee option
- Challenge fee is typically refunded with the first payout on funded accounts
Cons
- Rules vary meaningfully between programs (different targets, daily loss and max loss limits), which can confuse newcomers
- "Funded" accounts are simulated/evaluation accounts on the firm's pool capital — not a personal live brokerage balance
- US client access is more limited than for non-US traders (US users routed to a web/TradingView terminal rather than full MT5/cTrader desktop access)
- Not the cheapest entry point for the largest accounts, and the scaling-based model rewards patience over fast gains
- Profit split starts lower (50%) on Bootcamp and Hyper Growth than the headline "up to 100%" suggests until you scale
Rating Breakdown
Full Review
The5ers review: quick verdict
This The5ers review covers the firm’s programs, fees, profit split, payouts and US access before you buy an evaluation. The5ers is one of the longest-running names in forex proprietary trading, operating since 2016 under Five Percent Online Ltd — a meaningful track record in an industry where most firms are only a few years old. It runs a multi-program model (the 2-step High Stakes challenge, the 1-step Hyper Growth route and the slower-paced Bootcamp) with a profit split that can scale toward 100% as you grow. Compare it on our prop firm reviews hub.
Is The5ers legit?
The5ers is a genuine, long-operating prop firm — not an overnight brand. Founded in 2016 by Saul Lokier and Gil Ben Hur, it trades under Five Percent Online Ltd, registered in both Israel and the UK and based in Raanana, Israel. In an industry where the average firm is only a few years old and several large names have shut down, an unbroken operating history since 2016 is a strong credibility signal. It also carries one of the highest Trustpilot ratings of any major prop firm — around 4.8/5 across tens of thousands of reviews. Like virtually all retail prop firms, its funded accounts are simulated/evaluation accounts connected to the firm’s pooled capital rather than a personal live brokerage balance.
The programs explained
The5ers runs several distinct evaluation routes. The High Stakes Challenge (2-step) targets 10% then 5% under roughly 5% daily and 10% overall loss limits, with High Stakes traders starting on a higher 80% split. Hyper Growth (1-step) uses a single 10% target with tighter risk controls to move disciplined traders into funding faster. Bootcamp (3-step) is the slower, lower-cost, consistency-focused route and the most beginner-accessible, with the challenge fee typically refunded with your first payout. On funded accounts, a scaling plan increases allocation and split as you hit profit milestones.
Pricing and account sizes
Challenge fees vary widely by program and account size. Bootcamp is the most affordable entry point (from around $95 for the larger account), while High Stakes is priced by account size and has ranged from roughly $39 on the smallest account to several hundred dollars on the $100K account. The5ers is mid-priced rather than a budget firm, and the fee buys an evaluation, not a guaranteed funded account. A genuine plus: on most programs the initial challenge fee is returned with your first payout once funded.
Profit split, scaling and payouts
The split depends on the program: Bootcamp and Hyper Growth traders are reported to start at 50%, while High Stakes traders start at 80%, with the split rising toward 100% as accounts scale. The advertised “up to 100%” is the top of the scaling ladder, not the starting point for every route. Payouts run on a regular cycle — a first payout around 14 days after funding, then every two weeks — with a $150 minimum withdrawal and multiple methods including a reported 0%-fee option.
Platforms and what you can trade
The5ers supports MetaTrader 4, MetaTrader 5 and cTrader, plus a web-based terminal, with instrument coverage of roughly 40 markets spanning forex pairs, metals, indices, energies and major cryptocurrencies. For US traders, access is more restricted: US clients are reportedly routed to a web/TradingView terminal rather than full desktop MT5/cTrader access, and a futures program with US access was reported in 2026. For a higher-volume forex rival, see our FundedNext review.
Who it’s best for
The5ers is a strong fit for disciplined forex and CFD traders who want an established firm with a proven payout reputation and a clear scaling path, and who are comfortable trading within strict daily and overall loss limits. Newer-but-serious traders can start with the lower-cost Bootcamp route, while consistent performers benefit most from High Stakes’ higher starting split. It is a weaker fit for bargain hunters chasing the cheapest one-step challenge, or for traders who want one simple universal rule set. For the benchmark forex prop firm, compare our FTMO review.
Final verdict
The5ers earns its reputation through longevity, transparency and a strong payout record rather than flashy marketing. The multi-program structure gives traders genuine choice, the scaling plan rewards patience, and the Trustpilot standing is among the best in the sector. The trade-offs are real: rules differ by program, the headline split is the ceiling rather than the floor on some routes, US access is limited, and — as with all prop firms — the funded account is simulated. For a disciplined trader who reads the rules, The5ers is one of the more credible options available in 2026. Overall: 4.4/5.
Prop-firm challenges carry fees and risk; rules, payouts and account terms change — verify the latest details directly with The5ers. This is educational content, not financial advice.
Who Is It Best For?
The5ers suits disciplined, risk-aware forex and CFD traders who value a firm with a long operating history and a strong payout reputation over rock-bottom challenge fees. The Bootcamp and Hyper Growth routes are approachable for newer-but-serious traders learning to trade within rules, while High Stakes and the scaling plan appeal to consistent performers who want to grow allocation over time. It is less suited to traders who want the absolute cheapest one-step challenge or who need a single, ultra-simple rule set.
Frequently Asked Questions
Is The5ers legit?
Yes — a genuine, long-operating prop firm founded in 2016 under Five Percent Online Ltd, registered in Israel and the UK. One of the oldest active prop firms with one of the strongest Trustpilot ratings in the sector (around 4.8/5 across tens of thousands of reviews). A minority of negative reviews exist, mainly around rule enforcement.
How do The5ers programs work?
Buy an evaluation, hit a profit target without breaching the daily and overall loss limits, then trade a simulated funded account on a profit split. The5ers offers a 2-step High Stakes challenge, a 1-step Hyper Growth route, and a 3-step Bootcamp, plus a scaling plan that grows your allocation as you stay profitable. Targets and drawdown rules differ by program.
What is The5ers profit split?
It depends on the program: Bootcamp and Hyper Growth start at 50%, High Stakes starts at 80%, scaling toward 100% as accounts grow. The "up to 100%" headline is the top of the scaling ladder, not the starting point on every route.
Does The5ers accept US traders?
The5ers has historically accepted US clients, but US access is more limited than for non-US traders — US users are reportedly routed to a web/TradingView terminal rather than full MT5/cTrader desktop access, and a futures program with US access was reported in 2026. Verify the current position before relying on it.
How do The5ers payouts work?
Funded traders are reported to receive a first payout around 14 days after funding, then every two weeks, with the cycle resetting when an account is scaled. Minimum withdrawal is $150 after the split, with multiple payout methods including a 0%-fee credit option.
