FOREX.com is one of the most established and heavily regulated names in retail forex. Owned by StoneX Group (NASDAQ: SNEX) and operating in the US through GAIN Capital Group LLC, it is a CFTC-registered Futures Commission Merchant and NFA member — placing it among the small handful of brokers legally able to accept US retail forex clients. That regulatory standing, combined with more than two decades of operating history, makes it a strong choice for traders who prioritize safety and oversight. The platform offering is broad and flexible, spanning a proprietary web/mobile trader, MetaTrader 4, MetaTrader 5 and TradingView integration. Spreads are competitive — particularly on the commission-based Raw pricing account — and the $100 minimum to fund is accessible. The main trade-offs are a fee structure that can feel complex across account tiers, and the fact that US clients are restricted to forex and futures.
Best for: FOREX.com is best for US-based and international forex traders who want a long-established, well-regulated broker with a choice of professional platforms (proprietary, MT4/MT5 and TradingView) and competitive pricing. It is less ideal for beginners who want a single ultra-simple all-in-one app, or for US traders specifically hoping to trade share CFDs and crypto CFDs — those products are not available to US retail clients.At a Glance
Pros
- US-regulated by the CFTC and NFA (NFA ID #0339826) and backed by NASDAQ-listed parent StoneX Group
- Accepts US clients — one of only a few brokers legally able to do so for US retail forex
- Wide platform choice: proprietary web/mobile trader, MetaTrader 4, MetaTrader 5 and TradingView
- Competitive spreads, with a Raw/Commission account offering tight core spreads from around 0.2 pips plus commission
- Low barrier to entry with a $100 minimum to fund an account
- Over 20 years of operating history (FOREX.com launched in 2001; GAIN Capital founded 1999)
Cons
- Fee structure spans multiple account tiers (Standard spread-only, Commission/Raw, DMA), which can be confusing to compare
- US retail clients are restricted to forex and futures — share, index and crypto CFDs are international-only
- Wire withdrawals carry a fee (around $25 domestic / $40 international)
- Inactivity fee may apply on dormant accounts
- No fixed/guaranteed-spread account; spreads widen during volatile or illiquid sessions
Rating Breakdown
Full Review
FOREX.com review: quick verdict
This FOREX.com review looks at regulation, fees, platforms and product range so you can decide whether this heavily regulated broker fits your trading. FOREX.com is one of the most established names in retail forex — owned by NASDAQ-listed StoneX Group and operating in the US through GAIN Capital Group LLC, making it one of the few brokers legally able to accept US retail forex clients. Compare it with the rest of the market on our broker reviews hub.
Is FOREX.com safe? Regulation and trust
Regulation is FOREX.com’s strongest card. In the United States it operates through GAIN Capital Group LLC, is registered with the Commodity Futures Trading Commission as a Futures Commission Merchant and Retail Foreign Exchange Dealer, and is a member of the National Futures Association (NFA ID #0339826). US forex regulation is among the strictest in the world, which is why so few brokers accept US retail clients at all — you can read the rules on the CFTC website. Internationally, FOREX.com entities are regulated by bodies including the FCA, ASIC and CIRO, and the listed StoneX parent adds public-company transparency.
Account types and fees
FOREX.com offers several account types. The Standard spread-only account charges no commission and builds cost into the spread, with typical EUR/USD spreads around 1.0–1.3 pips. The Commission (Raw) account offers tighter core spreads from around 0.2 pips plus a fixed commission per lot, and a DMA account targets higher-volume traders with deep-liquidity pricing. The minimum to open and fund any account is $100, though the true all-in cost takes some work to compare across tiers. An inactivity fee may apply to dormant accounts.
Trading platforms
Platform choice is a real strength. FOREX.com provides a proprietary web and mobile trader with TradingView-powered charting, MetaTrader 4 for the industry-standard experience and Expert Advisors, MetaTrader 5 for broader asset coverage, and full TradingView integration for charting-led traders. All platforms are available across web, desktop and mobile, so you can move between devices without changing your workflow.
Markets and instruments
The core market is foreign exchange, with roughly 80+ currency pairs. Internationally, FOREX.com also offers a wide range of CFDs — share CFDs on 220+ companies, 15+ index CFDs, commodity CFDs and a small selection of crypto CFDs. Importantly, US retail clients are restricted to forex and exchange-traded futures; the CFD range is for international clients only, reflecting US regulatory rules rather than any flaw in the broker.
Deposits, withdrawals and support
Funding is straightforward via bank/ACH transfer, wire and debit card, with debit and ACH deposits usually available immediately. Bank-transfer withdrawals are typically fee-free and process within about 48 hours, while wire withdrawals carry a fee of around $25 domestic and $40 international. Customer support runs via phone, live chat and email with a detailed help centre, though responsiveness can vary by region and time of day.
Who FOREX.com is best for
FOREX.com is an excellent fit for US-based forex traders who need a properly regulated home for their account, and for international traders who want a long-established broker with a genuine choice of professional platforms. It is less ideal for complete beginners who want one stripped-down app, and for US traders specifically hoping to trade share or crypto CFDs. For a premium multi-asset alternative, see our IG review, or a low-cost option in our Pepperstone review.
Final verdict
FOREX.com earns its reputation as one of the most trustworthy forex brokers available, particularly for US clients who have very few legitimate options. Strong regulation, a listed parent company, a broad platform line-up and competitive pricing are weighed against a somewhat complex fee structure and product restrictions for US accounts. Taken together, it lands at a confident 4.3 out of 5 in our 2026 review.
Trading forex and CFDs carries a high risk of losing money rapidly due to leverage. Check the latest spreads, fees and account terms directly with FOREX.com before opening an account. This is educational content, not financial advice.
Who Is It Best For?
FOREX.com is best for US-based and international forex traders who want a long-established, well-regulated broker with a choice of professional platforms (proprietary, MT4/MT5 and TradingView) and competitive pricing. It is less ideal for beginners who want a single ultra-simple all-in-one app, or for US traders specifically hoping to trade share CFDs and crypto CFDs — those products are not available to US retail clients.
Frequently Asked Questions
Is FOREX.com a good broker?
Yes — FOREX.com is widely regarded as a strong, reputable broker. It is regulated in multiple top-tier jurisdictions, backed by NASDAQ-listed StoneX Group, has operated since 2001, and offers a wide choice of trading platforms. Its main drawbacks are a multi-tier fee structure and product restrictions for US clients. We rate it 4.3 out of 5.
Is FOREX.com regulated?
Yes. In the US it operates through GAIN Capital Group LLC, is registered with the CFTC and is a member of the NFA (NFA ID #0339826). Internationally, FOREX.com entities are regulated by bodies including the FCA (UK), ASIC (Australia) and CIRO (Canada), among others.
Does FOREX.com accept US clients?
Yes. FOREX.com is one of the small number of brokers legally permitted to accept US retail forex clients, thanks to its CFTC registration and NFA membership. US clients are restricted to forex and exchange-traded futures; CFD products are available to international clients only.
What is the minimum deposit at FOREX.com?
The minimum to open and fund an account is $100, which applies across account types. FOREX.com recommends higher starting balances (for example $2,500+) for its Commission/Raw and DMA accounts, but the technical minimum is $100.
Which trading platforms does FOREX.com offer?
FOREX.com offers its own proprietary web and mobile trading platform, plus MetaTrader 4, MetaTrader 5 and TradingView integration. All are available across web, desktop and mobile.
